✨ Loyalty, reinvented

Cashback your customers actually keep.

StellarBack turns loyalty into real, portable value. Reward customers with cashback they own and can spend across your whole network — no points that expire, no app to download, and no crypto for them to understand.

💛 Feels like points. Works like money. Owned by the customer.

Real value, settled on the Stellar network — as dollar cashback or your own branded points

USDC cashbackYour branded points

Already run a loyalty program? Migrate it and keep your brand — same point names your customers know, now portable and customer-owned.

The difference

Points are a liability. StellarBack is an asset.

Traditional loyalty locks value on your books until it expires. StellarBack gives customers something real — and that makes them come back.

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Real, ownable value

Customers earn cashback they hold and control — not points trapped in your program that quietly expire.

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Spend across the network

Rewards move between merchants and between people. A coalition balance is worth more than a single-store punch card.

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Zero crypto friction

No wallets, seed phrases, or gas. It looks and feels like a normal rewards balance — until a customer chooses to take it with them.

Earned the instant they pay

Cashback lands in seconds, right after checkout — not weeks later in a statement.

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Cheap enough for every sale

Sub-cent settlement means you can reward the $4.00 coffee, not just the big-ticket order.

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You stay in control

Set rates, caps, and rules. Fund from your existing processor via Paydapter, or plug StellarBack into what you already use.

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Works with shopping agents, too

As AI agents start making purchases on customers' behalf (like Paygent), StellarBack can be the rewards balance they apply automatically — no separate integration.

Points vs. StellarBack

Two ways to say "thanks for coming back."

Traditional points

  • Locked to one brand
  • Expire — a liability on your books
  • Redeem through clunky portals
  • Feel like nothing until you have thousands
  • Customer never really owns them

StellarBack cashback

  • Portable across your network
  • Real value that doesn't vanish
  • Spend, send, or withdraw instantly
  • Feels like money from the first cent
  • Truly owned by the customer
How it works

Live in three steps.

1

Set your rate

Choose how much cashback to give and on what. Fund it from the processor you already use.

2

Customers earn

Every eligible purchase drops real value into their balance automatically — no sign-up friction.

3

They come back

Customers spend rewards across your network, gift them, or keep them. Either way, they return.

Give loyalty that's worth keeping.

See how StellarBack drops real, ownable cashback into your customers' hands — in a 20-minute walkthrough.